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Vic Pallotta: Rethink a broken payday loan industry
Akron Beacon Journal
Too many people who desperately need a loan are turned down because of poor credit history. TrueConnect can rebuild credit, because repayments through payroll deduction are reported to credit agencies, allowing borrowers to build a credit history that will help them later.
The program has been offered for about six months in the Falls, and by year-end, almost 10 percent of city employees will have taken advantage of the benefit. The feedback has been extremely positive. Those employees got the help they needed without resorting to a payday loan or car title loan.