Fast, Simple, and Trusted Voluntary Benefit Program

TrueConnect’s voluntary benefit program helps thousands of employees across the United States

Simple Payday loans online with TrueConnect

Easy Admin

No enrollment process. Easy to communicate to employer and employees.
Financial Growth with TrueConnect

Free benefit

There is no financial
cost or risk to employers
and broker.
Secure payday loans with TrueConnect

No Teaser Rates

We offer a set interest rate, no matter the employee’s credit score.
The best payday loans with TrueConnect

Great for Business

Generate revenue while meeting client and prospect’s needs. Pre and Post implementation support.

A trusted partner for quick, regulated and easy voluntary benefit.

With all their reams of small print, complicated Ts and Cs, and hidden costs, recommending your clients financial assistance that is fair, regulated and simple can be a nightmarish task. That’s why we at TrueConnect believe in avoiding predatory interest rates and repayment schedules. With TrueConnect, we help employees with loans up to $3,000, with repayment deducted from payroll.

Employee Benefits should be accessible and trustworthy. And so we never display or offer ‘teaser rates’ that are false or misleading. We don’t use credit scores in our application process. All of our loans are offered through Sunrise Banks, a nationally chartered bank regulated by the Office of the Comptroller of Currency and certified by the U.S. Treasury as a Community Development Financial Institution. Our loans are offered at no extra financial cost or risk to employers and employees who enroll in TrueConnect receive 6 free financial counseling sessions.

Helping your Employees is as
Easy as 1-2-3

Get Information on Offering TrueConnect to your Clients.

What is TrueConnect?
A voluntary benefit to help employees with their personal finances.

  • Provides employees access to a safe, regulated bank loan
  • No credit score needed to qualify.
  • Free Financial Choice financial counseling to all TrueConnect borrowers.

At no cost or financial risk to qualified employers.

Provides a safer alternative to “Payday Loans”.

Separates employer from the personal financial lives of employees, while providing a safe solution to employees in need.

Automated loan origination and administration.

No benefit enrollment process.

Available to over 1,200 employers across the US.

Meets and exceeds all regulatory requirements for consumer bank loans.

Employees Suffer Financial Stress Today
45% of employees say that personal financial matters cause them the most stress in their lives. PWC

55% of employees surveyed say not having enough emergency savings for unexpected expenses is their top ranked financial concern. PWC

60% of households faced an unexpected financial shock in the last year; 33% suffered more than one.  $2,000 was the median cost of the most expensive financial shock. PEW

63% of Americans say they’re unable to handle a $500 car repair or a $1,000 emergency room bill. CBSNews

1 in 3 American families report having no savings, including 1 in 10 of those with incomes of more than $100,000 a year. PEW

Half of all American households cannot cover an unexpected $2,000 expense within one month, including nearly 25% of households earning between $100 – 150,000 a year. TheAtlantic

Credibility Matters To Us
Regulatory Compliance: a federally chartered bank, Sunrise Banks N.A, funds TrueConnect loans.

Sunrise Banks N.A.; a nationally chartered, Office of the Comptroller of Currency(OCC) regulated bank that is also certified by the U.S. Treasury as a Community Development Financial Institution (CDFI), a designation earned by approximately 100 banks nationwide. Sunrise Banks is also a member of the Global Alliance for Banking in Values and is a certified B Corp for its demonstrated commitment to transparent corporate governance and positive community impact.

Listen to what Joyce Norals says about TrueConnect.

TrueConnect has received the Wells Fargo “Next Award” and San Diego Ventures Group “Cool Companies” awards.

  • “Thank you. I really appreciate the fact that you are concerned enough about your employees to get involved with such an employee.” Lutheran Social Services employee, Minneapolis MN
  • “It definitely came in handy. My family and I were struggling to pay bills on time and TrueConnect rescued us!” Workplace Impact employee, Cleveland OH
  • “TrueConnect is a great service. I couldn’t be more grateful that it is a discrete service and taken right out of my pay check without having to worry about it.” Eastern Municipal Water District employee, Perris CA


What is TrueConnect?

A voluntary benefit to help employees with their personal finances.

  • Provides employees access to a safe, regulated bank loan
  • No credit score needed to qualify.
  • Free Financial Choice financial counseling to all TrueConnect borrowers.

At no cost or financial risk to qualified employers.

Provides a safer alternative to “Payday Loans”.

Separates employer from the personal financial lives of employees, while providing a safe solution to employees in need.

Automated loan origination and administration.

No benefit enrollment process.

Available to over 1,200 employers across the US.

Meets and exceeds all regulatory requirements for consumer bank loans.

Employees Suffer Financial Stress Today

45% of employees say that personal financial matters cause them the most stress in their lives. PWC

55% of employees surveyed say not having enough emergency savings for unexpected expenses is their top ranked financial concern. PWC

60% of households faced an unexpected financial shock in the last year; 33% suffered more than one.  $2,000 was the median cost of the most expensive financial shock. PEW

63% of Americans say they’re unable to handle a $500 car repair or a $1,000 emergency room bill. CBSNews

1 in 3 American families report having no savings, including 1 in 10 of those with incomes of more than $100,000 a year. PEW

Half of all American households cannot cover an unexpected $2,000 expense within one month, including nearly 25% of households earning between $100 – 150,000 a year. TheAtlantic

Credibility Matters To Us

Regulatory Compliance: a federally chartered bank, Sunrise Banks N.A, funds TrueConnect loans.

Sunrise Banks N.A.; a nationally chartered, Office of the Comptroller of Currency(OCC) regulated bank that is also certified by the U.S. Treasury as a Community Development Financial Institution (CDFI), a designation earned by approximately 100 banks nationwide. Sunrise Banks is also a member of the Global Alliance for Banking in Values and is a certified B Corp for its demonstrated commitment to transparent corporate governance and positive community impact.

Listen to what Joyce Norals says about TrueConnect.

TrueConnect has received the Wells Fargo “Next Award” and San Diego Ventures Group “Cool Companies” awards.

Here is what Employees have to say about TrueConnect:

  • “Thank you. I really appreciate the fact that you are concerned enough about your employees to get involved with such an employee.” Lutheran Social Services employee, Minneapolis MN
  • “It definitely came in handy. My family and I were struggling to pay bills on time and TrueConnect rescued us!” Workplace Impact employee, Cleveland OH
  • “TrueConnect is a great service. I couldn’t be more grateful that it is a discrete service and taken right out of my pay check without having to worry about it.” Eastern Municipal Water District employee, Perris CA

Shawn Leavitt – Comcast

When unexpected expenses come up, we want employees to have a more affordable option than taking a costly payday loan or a hardship withdrawal from the 401(k) plan.

Dr. Veronica Garcia, Superintendent – Santa Fe Public Schools

TrueConnect is Excellent. We are very pleased with this benefit program. The TrueConnect team is very responsive.

Jeff Tuttle, Payroll Specialist – PlanSource

This is a very easy program to administer and takes less than 30 minutes every two weeks to do. We do advertise it every week in our weekly newsletter that goes out to all employees. I’d say it is going over well.

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