TrueConnect Loans provide help at a moment of need

If your employer offers TrueConnect loans, start a new loan today.

Financial Growth with TrueConnect

Guaranteed Lowest Rates

Rates as low as 3.99% for credit-check loans greater than $5,000, good to excellent credit required.

Simple Payday loans online with TrueConnect

Financial
Safety

All employees receive the same interest rate for no credit-check loans up to $5,000.

Secure payday loans with TrueConnect

No Credit
Score

No credit score is used in the application process for loans up to $5,000.

The best payday loans with TrueConnect

Free
Counseling

TrueConnect borrowers receive 6 free financial counseling sessions.

What is TrueConnect?

Many employees have no resources to respond to a financial crisis and no way to get a conventional loan. TrueConnect offers you an easy way to borrow money (with your employer’s help) and a responsible plan to pay it back. We help prevent predatory lenders from zeroing in on employees at their most vulnerable and turning their short term financial issue into a debilitating, long term one that ruins you financially and impacts your ability to work. Together, we can ease your burden financially, giving you peace of mind, allowing you to be a more engaged, more productive employee.

Does my employer offer TrueConnect?

Type in your employer name and your email address to see if your employer offers TrueConnect as a voluntary benefit.

What is TrueConnect?
A voluntary benefit to help employees with their personal finances.

  • Provides employees access to a safe, regulated bank loan
  • No credit score needed to qualify for loans up to $5,000. Traditional loans using a credit score are also available for employees with good or excellent credit in amounts up to $100,000 at the guaranteed lowest interest rates.
  • Free Financial Choice financial counseling to all TrueConnect borrowers.

At no cost or financial risk to qualified employers.

No credit-check loans up to $5,000 provide a safer alternative to “Payday Loans.”

Separates employer from the personal financial lives of employees, while providing a safe solution to employees in need.

Automated loan origination and administration.

No benefit enrollment process.

Available to over 1,200 employers across the US.

Meets and exceeds all regulatory requirements for consumer bank loans.

Employees Suffer Financial Stress Today
45% of employees say that personal financial matters cause them the most stress in their lives. PWC

55% of employees surveyed say not having enough emergency savings for unexpected expenses is their top ranked financial concern. PWC

60% of households faced an unexpected financial shock in the last year; 33% suffered more than one.  $2,000 was the median cost of the most expensive financial shock. PEW

63% of Americans say they’re unable to handle a $500 car repair or a $1,000 emergency room bill. CBSNews

1 in 3 American families report having no savings, including 1 in 10 of those with incomes of more than $100,000 a year. PEW

Half of all American households cannot cover an unexpected $2,000 expense within one month, including nearly 25% of households earning between $100 – 150,000 a year. TheAtlantic

Credibility Matters To Us
Regulatory Compliance: a federally-chartered bank, Sunrise Banks N.A. funds no credit-check TrueConnect loans up to $5,000.

Sunrise Banks N.A.; a nationally chartered, Office of the Comptroller of Currency(OCC) regulated bank that is also certified by the U.S. Treasury as a Community Development Financial Institution (CDFI), a designation earned by approximately 100 banks nationwide. Sunrise Banks is also a member of the Global Alliance for Banking in Values and is a certified B Corp for its demonstrated commitment to transparent corporate governance and positive community impact.

Listen to what Joyce Norals says about TrueConnect.
.

TrueConnect has received the Wells Fargo “Next Award” and San Diego Ventures Group “Cool Companies” awards.

  • “Thank you. I really appreciate the fact that you are concerned enough about your employees to get involved with such an employee.” Lutheran Social Services employee, Minneapolis MN
  • “It definitely came in handy. My family and I were struggling to pay bills on time and TrueConnect rescued us!” Workplace Impact employee, Cleveland OH
  • “TrueConnect is a great service. I couldn’t be more grateful that it is a discrete service and taken right out of my pay check without having to worry about it.” Eastern Municipal Water District employee, Perris CA

Employees Suffer Financial Stress Today

45% of employees say that personal financial matters cause them the most stress in their lives. PWC
55% of employees surveyed say not having enough emergency savings for unexpected expenses is their top ranked financial concern. PWC

60% of households faced an unexpected financial shock in the last year; 33% suffered more than one.  $2,000 was the median cost of the most expensive financial shock. PEW

63% of Americans say they’re unable to handle a $500 car repair or a $1,000 emergency room bill. CBSNews

1 in 3 American families report having no savings, including 1 in 10 of those with incomes of more than $100,000 a year. PEW

Half of all American households cannot cover an unexpected $2,000 expense within one month, including nearly 25% of households earning between $100 – 150,000 a year. TheAtlantic

Credibility Matters To Us

Regulatory Compliance: a federally chartered bank, Sunrise Banks N.A, funds TrueConnect loans.

Sunrise Banks N.A.; a nationally chartered, Office of the Comptroller of Currency(OCC) regulated bank that is also certified by the U.S. Treasury as a Community Development Financial Institution (CDFI), a designation earned by approximately 100 banks nationwide. Sunrise Banks is also a member of the Global Alliance for Banking in Values and is a certified B Corp for its demonstrated commitment to transparent corporate governance and positive community impact.

Listen to what Joyce Norals says about TrueConnect.
.

TrueConnect has received the Wells Fargo “Next Award” and San Diego Ventures Group “Cool Companies” awards.

Here is what Employees have to say about TrueConnect:

  • “Thank you. I really appreciate the fact that you are concerned enough about your employees to get involved with such an employee.” Lutheran Social Services employee, Minneapolis MN
  • “It definitely came in handy. My family and I were struggling to pay bills on time and TrueConnect rescued us!” Workplace Impact employee, Cleveland OH
  • “TrueConnect is a great service. I couldn’t be more grateful that it is a discrete service and taken right out of my pay check without having to worry about it.” Eastern Municipal Water District employee, Perris CA

Employee, Comcast Cable, Philadelphia PA

I came to True Connect in serious financial hardship. They assured me that the process would be seamless and they would take good care of me. I have to say, they did not disappoint! It’s so glad to know that when unexpected things come up, I have a safe place to go for assistance.

Employee, HAC Retail, Oklahoma City OK

It was easy and so helpful in my times of need for financial help. With the covid-19 I might have to apply again. Thank you TrueConnect!

Employee, CCA, Oklahoma City OK

TruConnect made it easy for me to access money when I desperately needed it. I didn’t have to worry about my credit history or a denial letter. They take my payments directly from my paycheck for peace of mind for me and its helping me rebuild my credit.

Employee, Badcock Home Furniture, Mulberry FL

I love TrueConnect. They always take the loan right out of your check and you never miss it. The interest rate is very low and never have to go to a loan company.

Employee, Dona Ana County, Las Cruces NM

I loved how convenient it was to apply and get deposited in a short amount of time. It is better than getting a pay day loan or title loan. I was able to pay off early and also it helped my credit. Definitely worth it to get that extra money for vacation or an emergency.

Employee, Eastern Municipal Water District, Perris CA

Very easy to request and process the loan on the site. Loan helped me get through an unanticipated car expense before the holidays and I was able to pay it off early in February once I had received my tax refund. I was pleased with the loan closeout process to. Will definitely use again if in an emergency / short-term loan situation.

Lutheran Social Services employee, Minneapolis MN

Thank you. I really appreciate the fact that you are concerned enough about your employees to get involved with such a program

Employee, Workplace Impact, Cleveland, OH

It definitely came in handy. My family and I were struggling to pay our bills on time and TrueConnect rescued us.

Read more reviews on TrueConnect from real users.

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