Types of Information
- Information we receive from you on the TrueConnect loan application web site
- Information we receive from your employer via periodic payroll census/eligibility file extracts
- Information confirmation we receive from a third party identification verification service,
Use of Information
Confidentiality and Security
Information Obtained Through Our Internet Site
We believe it is important you know how we treat the information about you we receive on the Internet. In general, you can visit the Employee Loan Solutions Internet site without telling us who you are or revealing any information about yourself. Our Internet servers collect the domain names, not the e-mail addresses, of visitors. This information is aggregated to measure the number of visits, average time spent on the site, pages viewed and similar information. Employee Loan Solutions uses this information to measure the use of our site and to develop ideas to improve the content of our site.
Should you choose to apply for a TrueConnect loan, we will first assess your eligibility by authenticating your employment. You will be required to enter several pieces of personally identifiable information about yourself (not social security number) in order for us to look up and verify your employment status and income/tenure eligibility.
Should you pass eligibility tests for the Bank to offer TrueConnect loan products, you will be required to provide proof of your identity to a third party confirmation service as part of the federal Customer Identification Program (CIP). This will require you to submit your social security number. Employee Loan Solutions will use this data for this purpose in accordance with section 326 of the USA PATRIOT Act of 2003.
Once you are fully qualified as eligible and your identification is confirmed, you will be offered one or more qualifying TrueConnect loan offers. Upon selecting your desired loan product, you will provide a bank account routing and account number in order to facilitate the transmission of approved loan funds to a destination of your choosing.
Upon transmission of your personal information to SUNRISE BANKS, N.A., Employee Loan Solutions will purge your social security number and bank account information from our storage.