Payday lending: Reforming a broken Industry

The Hill

While our economy continues to improve for some, millions of Americans are financially unprepared to deal with unexpected expenses. A child unexpectedly becomes ill, requiring an emergency room visit. A heater breaks down in the middle of winter, leaving a family in the cold. A car needs a new engine in order to get someone to work each day. In these emergencies, people often draw on savings or ask a friend or family member for help. Others are not as fortunate.

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