8 tangible financial wellness solutions for today’s indebted Americans

Today, the average American’s personal debt is $21,800. Sound familiar? 

Whether you have debt now or you’ve had debt in the past, most Americans have experienced some kind of debt in their lifetime, and it isn’t fun. 

Now, imagine having debt and then imagine some unexpected expense has charged its way into your life wreaking havoc and causing more chaos. What would you do?

Contrary to what might be your first inclination, you should be able to go to your employee benefits portal and get financial help. How many employers are offering this today though? Not as many as you’d think…


Let’s talk more about money

Did your parents used to talk to you about money? 

Many kept their money habits and/or struggles to themselves. It was deemed a faux-pas. Now, more people than ever are talking about money

Even workplaces have become more transparent about how much money individuals are making. Releasing this money stigma actually has benefits as it gets people more involved in finance at a young age to learn good savings and spending habits.

The median savings balance — not including retirement funds — of Americans under 35 is just $3,240, while it’s $6,400 for those ages 55-64. Depending on where in the US you live, that could be one month’s worth of living expenses or could be three months… It’s not enough.

That’s why so many organizations are now prioritizing financial wellness and financial education. 

And, that’s why financial wellness is so important to us at TrueConnect.


Actionable financial wellness programs

TrueConnect provides financial wellness to those who need it most when they need it most. Our programs are designed to provide tangible solutions for today’s money stresses and those can range week-to-week. 

What programs does TrueConnect offer?

No Credit Check Advance

Access a loan up to $5k, without pulling a credit report, that may actually help you

rebuild your credit score.

Credit Check Personal Loan

Apply for a loan greater than $5,000 with APRs as low as 5.99%. 

Online Banking

Open an online banking account in minutes with no minimum balance and monthly fees.

Emergency Savings

Establish an emergency savings account and earn rewards for meeting certain savings targets.

TrueConnect Rewards

Access the most advanced cash-back savings application that enables you to earn on everyday spending.

Financial Counseling

Consult with a certified financial counseling in person, by phone or online. All sessions are free and confidential. 

Debt Management

Customized debt resolution solution that can get you on the path to being debt free in 2-4 years.

Discounted Prescriptions

Save up to 80% on your prescriptions and find great prices on health and complementary products at no extra cost.

All of these programs provide guidance and a tangible solution now rather than in weeks or months to come. 


Want to learn more?

TrueConnect’s Financial Wellness Platform is a no cost program that takes little effort to implement and manage which incorporates all of the above and more. 

Want to learn more about TrueConnect’s Financial Wellness Platform? Click here.


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