January 2022

Holistic approach to money–borrowing, saving, planning and spending

Taking a holistic approach to money is really all about goal-setting.  Rather than the traditional approach to financial planning of looking from the bottom-up–think looking at what you can spend now, using numbers like your age and income to determine how much you should save/spend now–holistic financial planning is more of a top-down approach.  Top-down […]

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