Guest post by Loretta Kilday People give attractive gifts to their family and friends during the holiday season. But it won’t be possible without a sufficient budget or spending plan. Holiday expenses may create holiday debts, which might become a problem. As a result, people might face financial hardships to pay off a huge holiday […]
10 effective holiday debt busting strategies for common individuals Read More »
Technology helps to connect people better. It helps to connect us to other people, places, things, programs. Anything that once seemed inaccessible is now accessible at the tip of your fingers. This means that Americans anywhere now also have access to financial help that they didn’t necessarily have access to before. Millions of Americans are
Technology improves financial inclusion with access for all Read More »
Written by Samantha Long, contributor. Money is a topic that many people find difficult to discuss, especially those who aren’t used to being financially comfortable. Whether you’re living paycheck-to-paycheck, have more money now than your family did growing up, or are financially savvy, talking about your finances can be an awkward topic. However, being able
What borrowers really need to know about their credit score Read More »
Let’s break down “financial literacy”. This hot term has made a big appearance all across the country as of late. The goal behind teaching financial literacy is to help people, your employees especially, develop a stronger understanding of basic financial concepts so they can make smarter financial decisions. Since the onset of the pandemic, 91%
4 topics you have to cover to become “financially literate” Read More »
Your definition of financial stability may not necessarily be the same as how your friends, family, neighbors or colleagues describe it. Though we can all agree that financial stability really boils down to how confident and secure you feel with your finances. According to the CFPB, financial wellness is defined as: “A state of being
How confident are you in your financial health? Read More »
Unfortunately, financial stress is still alive and well. Earlier this year, 63% of workers claimed their financial stress has increased since the start of the pandemic, according to PwC’s 2021 Employee Financial Wellness Survey. Now, with the Delta variant taking hold of the nation who knows what that will do to the economy and personal
Why your employer should care more about financial wellness solutions Read More »
Payday loans are scary. And frankly they’re not just scary, they should also be illegal. Payday loans trap Americans, especially lower-income Americans, in a cycle of debt that could take years to get out of. What happens when you have a family to feed? Or your air conditioner breaks? Your electricity turns off? Your roof
How you can help stop the debt trap Read More »
We talk a lot about financial freedom over here in the office… What does financial freedom really mean? How do you know you’ve achieved financial freedom? What does it take to feel financially free? How different would your life look if/when you achieve financial freedom? Generally, financial freedom is understood as being able to live
What Does Financial Freedom Mean to You? Read More »
Nowadays, new credit cards are popping up left and right. Paypal, Venmo, Apple, and more all have their own credit cards now, which come with different fine prints and APRs. Navigating these different options can be confusing, and some common questions we receive are: How do you know which provider to trust? How do you
Credit Cards 101: Understanding APRs and Potential Risk Read More »
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