A surprising amount of people are unaware of the credit scoring system, let alone their own credit rating. But when they try to get credit to purchase a home or car, their credit score – or lack thereof – suddenly becomes a huge issue. What is a Credit Score? In short, your credit score shows […]
How Does Your Credit Score Affect Your Life? Read More »
Your credit score can pose a financial dilemma. Having bad credit means you have a credit record, but you’ve made some mistakes and it doesn’t look good. Having no credit means you do not have an existing credit record. If you fall into the latter category, it means that creditors have no way to predict
The Trap of No Credit: Is It Worse Than Bad Credit? Read More »
Florida Employers Provide Safe and Affordable Loans to Employees W.S. Badcock Corporation of Polk County and Habitat for Humanity of Saint Lucie County Add TrueConnect Loan as an Employee Benefit to Help Employees with Financial Wellness San Diego, California (February 22, 2017) – Employee Loan Solutions, Inc. of San Diego, California, today announced that
The Great Recession was a major economic downturn that affected the global financial markets from December 2007. From that month, until the end of the recession in June 2009, the GDP declined by 4.3 percent, while unemployment rose to 10 percent — this took a long-term toll on the economy. Some areas of the United
Some Areas May Never Recover from the Great Recession Read More »
Despite the strong economy, personal finance is still a major stressor for Americans. According to the 2018 National Financial Capability Study (NFCS), more than 53% of Americans state that thinking about personal finances causes them anxiety. The study also reveals that single women are more likely to feel anxious about financial planning than single men.
More Than Half of Americans Say Personal Finance Makes Them Anxious Read More »
A common mistake that business owners make is confusing employee engagement with employee happiness. While the two are related, they are not the same thing. For example, an employee may be happy in his or her position, but still may not be engaged. Employee engagement refers specifically to the extent to which your members of
Measuring Employee Engagement in the Workplace Read More »
Currently, the unemployment rate is at a near 50-year low. It’s more important than ever for employers to recruit and retain employees, particularly when you consider the fact that more than one-third of U.S. employees are actively searching for a different job. There are trends in companies which have retention issues. These include: Lack of
How to Calculate Your Employee Turnover Rate Read More »
Sometimes the unexpected happens. Your car breaks down, the roof starts leaking, a family member has a medical emergency. All these sudden incidences need fixing straight away. But they can be costly, and if people don’t have savings to fall back on, things could start to become very complicated, very quickly. In circumstances like these
Best Affordable Loan Solutions for Employees Read More »
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