Financial Wellness

Wellness in the workplace — are you proactive or reactive?

  Do you prioritize wellness in the workplace? Mental health is one of the biggest deterrents of physical health, and is considered for many a taboo topic in the office. According to an American Psychological Association study, 72% of Americans said they felt stressed about money, which can quickly turn into feelings of anxiety and […]

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Wellness in the Modern Workplace: Mental, Physical, and Financial

We all experience stress, sometimes more often than not, and it’s no secret that the pandemic has had an undeniable effect on employee stress levels. Common workplace challenges including fatigue, employee burnout, low engagement, and reaching and exceeding goals, in addition to normal day-to-day responsibilities, have been particularly difficult in recent months.  According to MetLife’s

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The Difference Between Employer-Sponsored Personal Loans and Earned Income Advances

  As the economic crisis continues to grow, more Americans are experiencing an overwhelming sense of financial stress and despair.  Millions of people across the country have endured lay-offs, furloughs, or reduced working hours leaving them in a financial pinch.  Gaining access to funds to help pay medical bills, rent, or even an unexpected car

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How to Provide for Employees During Tough Financial Times

  Americans entered 2020 hopeful for a new year. Instead, stocks have plummeted to depths similar to our last recession, employers across the nation have laid off employees by the dozens and hope has been lost. COVID-19 has not only impacted us personally by changing our daily routines, homeschooling our children and avoiding large gatherings, it

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How to Ease Employee Financial Burdens During a Crisis

Originally published on the Coalition for Safe Loan Alternatives by David Rothstein   In the first few days of the Virus crisis, we are seeing upward numbers of 700,000 being unemployed. Nearly 20% of workers are saying their pay is reduced or they are being laid off. Simply put. We’re in unchartered waters. Rightly, there is

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The Difference Between Federal And Private Student Loans

Student loans – two words that can symbolize a godsend or a financial nightmare for many Americans. It’s no secret student loan debt in the US has grown out of control in the last decade. Student loans have become the largest domestic debt category, reaching an astronomical $1.6 trillion. This number alone is larger than credit card debt  at $1.03

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New Financial Wellness Research Helps Brokers, Employers Evaluate Benefits Offerings and Success

Millions of Americans are only $400 away from a personal financial crisis. In fact, as many as 25 percent of adults lack retirement funds and cannot afford health insurance. How is this possible during a time of a strong economy and a solid job market? One of the main reasons is that many employees lack

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